Operating a farm or ranch is a unique business in many ways. One big difference from most other jobs is that many farmers don’t just work on their property - they live there too. And having the right protection depends on the situation of each individual family.
While not as comprehensive as a complete Farm Owners policy, some people may find that Farm Dwelling coverage is enough to meet their needs.
Dwelling Insurance from Houston & Associates Insurance protects the building you live in and any attached structures, including rental properties, by helping to pay for damages that result from a covered incident. Depending on your specific policy options, it can also include additional coverage for personal property or provide additional living expenses if your home becomes uninhabitable due to a covered loss.
Other insurance provisions such as Liability or Medical Payments coverage are not included in a Farm Dwelling policy, so if you’re looking for a more complete solution for all your Farm Insurance needs, a comprehensive Farm Owners policy may be the right choice for you. Talk to a specialist at Houston & Associates Insurance to learn more about how our insurance solutions can best benefit your agribusiness.